IDFC FIRST WOW Credit Card
Lifetime-free FD-backed card with 0% forex, 4 points per ₹200, no income proof and points that never expire
Annual feeLifetime freeView details
Best FD-backed Credit Cards
Secured against a fixed deposit: no income proof, guaranteed approval and a way to build your credit score.
IDFC FIRST Quantum Plus Credit Card
Lifetime-free FD card from ₹10,000 with up to 2% cashback online, 1% on UPI and up to 6.5% FD interest
Annual feeLifetime freeView details
IDFC FIRST HELLO Cashback Credit Card
FD from ₹10,000 with 3% to 5% cashback online, 1% on UPI and up to 6% on travel, up to ₹18,000 a year
Annual fee₹1,180View details
SBM Kredit.Pe Credit Card
FD from ₹5,000, lifetime free, 3% cashback on all card and UPI spends and up to 15% extra off on vouchers
Annual fee₹235View details
IDFC FIRST EA₹N Credit Card
Instant virtual card on an FD from ₹5,000 with limit up to 100% of FD, cashback on UPI and up to 8% on travel
Annual fee₹589View details
Best credit cards for other needs
Whatever you spend on most, we have ranked the best cards for it.
- Lounge AccessDomestic and international lounges
- RewardsHighest reward rates, flexible redemption
- TravelMiles, hotel perks, travel insurance
- RuPayUPI-linked rewards
- Online ShoppingCashback on Amazon, Flipkart, Myntra
- International TravelLow forex markup, global lounges
- Flight BookingMiles and discounts on flights
- Movie TicketsBuy-one-get-one and cashback
- FuelSurcharge waiver and fuel points
- Lifetime FreeNo joining or annual fee, ever
Best fd cards credit cards by bank
Every card we track from India's leading issuers, ranked by overall value.
Not sure which cards you qualify for?
Enter your age, income and credit score to see only the cards you are likely to get. Nothing is stored or sent anywhere.